Tea Factory Insurance

All Property Insurances

Tea Factory Insurance

Tea Factory Insurance is designed exclusively for the tea sector of Sri Lanka. This comprehensive policy covers tea plantations, factories and their storage along with risks affecting their machinery, buildings, stocks, and working processes. The policy is segmented into two sections, providing tailored coverage based on the specific needs of the tea industry.

Coverage

Section A (Core Coverage)

  • Fire
  • Lightning
  • Malicious damage
  • Explosion
  • Cyclone
  • Storm
  • Tempest
  • Flood
  • Earthquake
  • Natural disaster
  • Burglary
  • Strike, riot & civil commotion cover

Section B (Optional Covers at Additional Premium):

  • Fidelity guaranty cover
  • Personal accident cover for employees
  • Workmen’s compensation cover
  • Increase in cost of work due to interruption caused by fire & allied perils
  • Machinery breakdown cover for factory machinery
  • Money insurance (cash in transit, safe, and drawers)
  • Goods in transit cover for transportation of tea stock
  • Plate-glass cover
  • Sign-board cover
  • Electronic equipment cover
  • Damages to motors

Additional No-cost Benefits

Personal accident cover for policyholder or nominee

Legal liability cover

Removal of Debris

Surveyors / consultants fee

Eligibility

  • Policyholder should have an insurable interest in the asset.
  • Must be eligible to sign an insurance agreement as per the legislation framework of Sri Lanka.
  • Insuring property/assets should be within the geographical limits of Sri Lanka.

This policy is specially tailored to meet the unique challenges faced by tea producers, ensuring minimal disruption to their operations and maximizing safety and productivity.

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