Personal Business

Trade Insurance

Trade Insurance

Trade Insurance is designed specifically for shopkeepers and storeowners of retail or wholesale businesses. This policy provides flexible coverage options that cater to the unique needs of the retail sector, ensuring comprehensive protection against a range of perils.

All Property Insurances

Coverage

Section A (Core Coverage)

  • Includes fire & lightning, malicious damage, explosion, cyclone, storm, tempest, flood, earthquake, natural disaster, and burglary.

Section B (Optional Coverage)

    Additional covers at extra premium include:

  • Money insurance (cash in transit, safe, and drawers)
  • Goods in transit cover
  • Accidental breakage of glass
  • Signboard cover
  • Electronic equipment cover
  • Funeral expenses cover
  • Fidelity guarantee cover
  • Deterioration of food
  • Damage to deeds

Additional No-cost Benefits

Personal accident cover for policyholder or nominee

Legal liability cover

Removal of debris

Surveyors / consultants fee

Damages to service lines

Replacement of lock cover

Free workmen’s compensation insurance cover for 5 workmen

Eligibility

  • Policyholder should have an insurable interest in the asset.
  • Must be eligible to sign an insurance agreement as per the legislation framework of Sri Lanka.
  • Insuring property/assets should be within the geographical limits of Sri Lanka.

This insurance plan is crafted to provide robust protection tailored to the dynamic nature of trade businesses, ensuring minimal disruption to operations and maximising safety and security.


*Terms and Conditions Apply

Empower your enterprise with trade assurance

Secure business continuity with tailored protection from fire and content loss to liability and interruption.

Apply Now

Or drop us an email with any questions you have