GURU BUHUMAN
Guru Buhuman House and Personal accident insurance is introduced as a gratitude of appreciation to all Teachers islandwide for their tremendous services towards Educational sector. This policy provides protection to their household against Fire and Burglary.This insurance also covers personal injuries sustained by accidents, ensuring coverage anytime, anywhere. The affordable premiums, combined with a comprehensive range of benefits, distinguish Guru Buhuman as a leading provider in the market.
All Personal Accidentss
KEY FEATURES INCLUDE
- Coverage for house including permanent fixtures and fittings, boundary walls, fences, gates
- Coverage for furniture,electrical items and electronic items
- Personal accident cover (accidental death and permanent total & partial disablement)
- Motorcycle cover (for both drivers & pillion riders)
- 24/7 worldwide coverage
- Hospitalization daily allowance cover due to accidents
- Funeral Expenses cover
PRODUCT DETAILS
| Policy Period | 12 months |
| Cover Ceasing Age | 70 years |
| Type of Plan | Individual |
| Premium Type | Annual Premium |
BENEFITS
| House Insurance | Amount | ||
|---|---|---|---|
| Full reinstatement value of the building The Building: The building including landlord’s permanent fixtures and fittings, boundary walls, fences, gates excluding Air Conditioners & curtains |
3,000,000.00 | ||
| Full reinstatement value of the contents Household Goods including air conditioner (Except after mentioned).The Property of the Proposer or member of the Proposer's Family normally residing with the Proposer The contents does not include any part of the structure or ceiling of the buildings,any property to be insured under buildings,jewellery, gold, gems & personal effects,watches,mobile phones ,tabs,Laptop computers,Digital cameras,antiques , works of arts/paintings, Professional equipment, Deeds, Bonds, Bills of Exchange,Promissory Notes, Manuscripts, Medals, Coins, Motor Vehicles and Accessories |
750,000.00 | ||
| Removal of debris | 25,000.00 | ||
| Professional fees for reinstating the building | 25,000.00 | ||
| Burglary involving forcible and violent entry/exist (for contents only) Damage to the building caused by burglary or house breaking | 50,000.00 | ||
| Electrical damage cover for electrical and electronic equipment covered under definition of property | 25,000.00 | ||
| Personal Accident | Percentage | Amount | |
|---|---|---|---|
| Cover | |||
| Accidental death | 100% | 1,000,000.00 | |
| Total and permanent loss of all sight in both eyes due to accident | 100% | 1,000,000.00 | |
| Total loss by physical severance of both hands or both feet or of one hand and one foot due to accident | 100% | 1,000,000.00 | |
| Total loss by physical severance of one hand or one foot together with the total and permanent loss of all sight in one eye due to accident | 100% | 1,000,000.00 | |
| Total and permanent loss of all sight in one | 50% | 500,000.00 | |
| Total loss by physical severance of one hand or one foot due to accident | 50% | 500,000.00 | |
| Maximum sum insured payable for the above benefits (01-06) shall not exceed sum insured of Rs.1,000,000.00 | |||
| Medical Expenses Cover Hospital Allowance cover for hospitalization due to accident (Minimum two (02) days hospitalization required to obtain this benefit |
Included | ||
| Funeral expenses Funeral expenses cover death due to accident or natural cause |
Rs.20,000.00 | ||
| Motorcycling Cover [Whether as a driver or pillion rider] | Included | ||
| 24 hours Cover & World Wide Cover | Included | ||
Empower your resilience with Guru Buhuman
Stay secure against accidents with 24/7 global protection, hospital support, funeral aid and bike cover.
Apply NowOr drop us an email with any questions you have
Explore our other insurances or get in touch with us
Find a branch
near you
